DCA (dollar-cost averaging): buying the same amount at set times, here every month, whatever the price.
Enter a whole amount from €1 to €1,000,000.
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How we count
- You buy on the first trading day of each month, at its opening price. For Bitcoin before October 2014 and Ethereum before December 2017, we use the month’s first daily price.
- Your euros become dollars at that month’s EUR/USD rate; today’s value comes back to euros at today’s rate.
- No fees or taxes. The S&P 500 and the Nasdaq 100 are indexes of large companies listed in the US. Nvidia and the two indexes count the price only, without dividends. Ethereum, another cryptocurrency, counts no staking rewards: the extra ether (Ethereum’s coin) you can earn by locking yours up to help run its network. Gold is the SPDR Gold Shares gold fund (GLD), whose price already has its yearly fee taken out. Euro and Dollar: the money kept as cash, with no interest.
- Inflation: the euro area’s consumer prices (HICP, Eurostat), month by month; after Eurostat’s latest month, no further rise is counted.
- Worst fall: the biggest drop of your total from a high, in euros, counting the money you kept adding. It is read at the start of each month and today, so the real fall could be deeper, and its low a few weeks away from the month shown.
- Sources: Yahoo Finance (prices, EUR/USD), Blockchain.com (Bitcoin from 18 August 2010 to September 2014), DefiLlama (Ethereum from 7 August 2015 to November 2017), Eurostat (inflation).
Monthly or all at once? Read the research
Educational only. Not investment advice. Do your own research. Prices: Yahoo Finance, read when the page opens; earlier Bitcoin and Ethereum prices: Blockchain.com and DefiLlama; inflation: Eurostat.